Wedding Insurance -- Protect Your Investment In The Biggest Day Of Your LifeBy Kenneth Koch of Your Wedding Place.com
Like most wedding couples, you've probably spent months preparing to insure that your wedding day will go without a hitch. Unfortunately, there are events that can take place on or before your wedding day that are beyond your control. An Event Insurance Policy Plan can cover you for unforeseen events, such as and illness in the family, or an act of nature.
Event Cancellation Wedding Insurance Plan
Most policies will cover the cost of rescheduling the wedding if cancellation is caused by:
Wedding Reception Cancellation Due To Weather
The cost of rescheduling the wedding because of weather, only if a majority of your guests can not attend the wedding (cold feet are not covered here!)
Absence of Key People To The Wedding
If people critical to the wedding can not attend because of injury or illness, or the officiant does not show up.
If the audience can't hear you, you'll surely lose their attention. Speak in a strong voice or use a microphone.
Military Leave Withdrawn
If the wedding is cancelled because either the bride or groom are called to serve in the military.
Additional Wedding Reception Insurance Coverage
Also look for policies which include coverage for the following items:
Wedding Photographs and Video
If the photographer does not show up, the film is defective, or if the negatives are destroyed or lost the cost of retaking photos is covered.
The policy should cover the loss or theft of your wedding gifts.
Loss of Wedding Deposits
If one of your wedding vendors goes out of business prior to your wedding day and your deposits are lost.
Wedding Jewelry and Attire
If the special attire of one of the attendants is lost or destroyed, or special jewelry is lost or stolen.
Coverage for unforeseen, extra expenses incurred to avoid the cancellation of your wedding.
The Event Insurance Policy should cover the cost of doctor recommended counseling for the bride and groom to deal with the stress of a wedding cancellation.
When To Purchase Wedding Event Insurance
You should buy the insurance as soon as you begin making deposits to vendors. Insurance can generally be purchased as late as two weeks prior to the wedding reception day.
Once you have made deposits to all your vendors (most of which are non-refundable) this type of wedding reception event cancellation insurance can protect your investment by insuring you against unexpected events leading up to your big day.
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